Privacy Policy
Last updated: 13 March 2026
1. Introduction
Mintpath ("we", "us", "our") is committed to protecting the personal data of our participants, enquirers, and website visitors. This Privacy Policy explains what data we collect, how we use it, how long we retain it, and your rights under Malaysia's Personal Data Protection Act 2010 (PDPA).
By interacting with our website at mintpath.pro, enrolling in a program, or submitting an enquiry, you acknowledge that you have read and understood this policy.
2. Data Controller
The data controller responsible for your personal data is:
Mintpath
29 Jalan Hang Tuah, 75300 Melaka, Malaysia
Phone: +60 6-2847 3916
Email: [email protected]
3. Personal Data We Collect
We may collect the following categories of personal data:
- Contact information: Name, email address, phone number, and correspondence details provided via our enquiry form or program registration.
- Program participation data: Attendance records, self-assessment responses, and facilitator session notes where relevant to your program.
- Financial self-assessment data: Information you voluntarily share during program exercises (e.g., estimated income ranges, savings figures, retirement projections). This data is used only within the program.
- Communications: Emails and messages you send to us.
- Website usage data: If analytics cookies are enabled, we may collect anonymised data about how visitors interact with our website (see our Cookie Policy).
We do not collect sensitive personal data (as defined under PDPA Schedule 1) unless you voluntarily disclose it during a program session, in which case it is handled with the same protections described in Section 6.
4. How We Use Your Personal Data
We use your personal data only for the following purposes:
- To respond to enquiries about our programs and services
- To manage your enrolment in and delivery of a Mintpath program
- To provide individual feedback sessions where included in a program
- To send program-related communications (schedules, materials, reminders)
- To issue receipts, invoices, or payment confirmations
- To send post-program feedback surveys
- To contact you about future cohort dates, if you have opted in to such communications
- To comply with applicable legal obligations
We do not use your personal data for profiling, automated decision-making, or sharing with financial product providers.
5. Legal Basis for Processing
Under the PDPA, we process your personal data on the following grounds:
- Consent: When you submit an enquiry form or register for a program, you consent to the use of your data for the purposes stated at collection.
- Contractual necessity: Processing required to fulfil your program enrolment or respond to a service request.
- Legal obligation: Where we are required to retain records under Malaysian law (e.g., financial or tax records).
6. Financial Self-Assessment Data
Personal financial information shared during Mintpath program exercises (such as income estimates, savings balances, debt figures, or retirement projections) is treated with particular care:
- It is used solely for the purpose of the specific program session in which it is shared.
- It is not retained in identifiable form beyond the duration of the program.
- It is not used for marketing or shared with any third party.
- Facilitators are bound by confidentiality obligations regarding participant data.
7. Sharing of Personal Data
We do not sell your personal data. We do not share your data with financial product companies, brokers, or advisers. We may share data only in the following limited circumstances:
- With service providers who assist us in operating our website or delivering communications (e.g., email platform providers), subject to data processing agreements.
- If required by law, regulation, or a court order.
- To protect the rights, property, or safety of Mintpath or its participants.
Any third parties we engage are required to handle data in accordance with applicable privacy law and our instructions.
8. Data Retention
We retain personal data only for as long as necessary for the purpose for which it was collected:
- Enquiry data: Up to 12 months from last contact, unless you enrol in a program.
- Program participant data: Up to 3 years from the end of the program, for administrative and legal purposes.
- Financial self-assessment session data: Deleted or anonymised at the end of each program cohort.
- Invoice and payment records: 7 years, as required under Malaysian tax law.
9. Cookies and Website Tracking
Our website may use cookies. For full details on what cookies we use and your choices, please refer to our Cookie Policy.
10. Your Rights Under the PDPA
Under Malaysia's Personal Data Protection Act 2010, you have the following rights regarding your personal data:
- Right of access: You may request a copy of the personal data we hold about you.
- Right of correction: You may request that inaccurate or incomplete data be corrected.
- Right to withdraw consent: Where processing is based on consent, you may withdraw it at any time. Withdrawal does not affect processing already carried out.
- Right to limit processing: In certain circumstances, you may request that we limit how we use your data.
To exercise any of these rights, contact us at [email protected]. We will respond within 21 days of receiving your request.
11. Data Security
We take reasonable precautions to protect your personal data from unauthorised access, disclosure, alteration, or loss. These measures include access controls on systems holding participant data, staff confidentiality obligations, and review of our data practices on an ongoing basis.
No data transmission over the internet or electronic storage system is entirely secure. While we do our best to protect your data, we cannot guarantee absolute security.
12. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their policies independently.
13. Children's Data
Mintpath programs are designed for adults. We do not knowingly collect personal data from individuals under 18 years of age. If you believe a minor has submitted data to us, please contact us and we will take steps to delete it.
14. Changes to This Policy
We may update this Privacy Policy from time to time. The revised version will be posted on this page with an updated date. Where changes are material, we will provide reasonable notice. Continued use of our services following any change constitutes your acceptance of the revised policy.
15. Contact Us
If you have any questions about this Privacy Policy or how we handle your personal data, please contact us:
Mintpath
29 Jalan Hang Tuah, 75300 Melaka, Malaysia
Phone: +60 6-2847 3916
Email: [email protected]